U.S. Department of Agriculture Rural Development Housing Program Director Dave Schwobe announced that funding is available for Wisconsin residents to make repairs to their homes. If an inspection of your septic system indicates that it needs to be repaired, replaced or upgraded, USDA Rural Development can provide assistance through home repair loans and grants. Loans are available for up to $20,000 at a one percent fixed interest rate for up to 20 years. Individuals who are 62 and older and who do not have repayment ability for a loan may be eligible for a grant of up to $7,500. Funds can cover all upfront and construction costs, including septic system designs, permits and installations. Program eligibility is based on household income that cannot exceed 50 percent of the area median income and the property must be located in a rural community. “The cheapest septic system you’ll ever have is the one you’re using now,” said Schwobe. “Having it inspected may prevent septic system failure and will protect your investment, your family and Wisconsin’s groundwater.” For more information, call USDA Rural Development at 715.345.7611 or visit rd.usda.gov/wi.